Gosh this Sucks

Ok, so as well all know by now....the good 'ole US of A is in a freaking recession. The only issue I have is that I HAVE A MINI CODER ON THE WAY AND CAN NOT PAY MY BILLS!!! This sucks! I have a good steady job, but can not make ends meet. The worse part is that I can not find help. Can't go to the bank and get a loan to consolidate my loans, even a private student loan. I have had so much stress on me that I am drinking again, at least not as much this time, but just enough to let me start relaxing again. I don't want to live at times because I know that my wife would have a lot of money if I wasn't here. I have stopped playing for my church, pawned everything that I have of value, and started to look for a second job. Yes, that would mean that I am working 60 hours+ a week, in school for 40 hours a week, and having to deal with a pregnant woman full-time till March. Not to mention that she is sick, and I have to get her meds, but I only have $8 to last till next friday when I get paid. Getting paid used to be such a joy. I loved it. Now, I dread it. Everytime I get paid, it evaporates into thin air. Of course I am in this situation because of stupid choices I have made, but does my wife and un-born child have to suffer because of me? Why is God letting this happen to me? Why can't I find help from somewhere? Is anyone there to help me, to pick me up when I am down? I have done it for so long to everyone else, I just wish that once someone could help?